Answer:
[tex]1 \times \frac{1}{4} - \frac{3}{20} (4 \times \frac{1}{3} - 2 \times \frac{1}{2} ) \times 5 \\ \frac{1}{4} - \frac{3}{4}( \frac{4}{3} - 1) \\ \frac{1}{4}- \frac{3}{4} ( \frac{1}{3} ) \\ \frac{1}{4} - \frac{1}{4} \\ \boxed{0}[/tex]
0 is the right answer.
